Built for people who live on FD interest
Add a deposit once. Kosh works out each payout the way your bank does, including the lower rate banks pay on monthly payouts.
Every FD in one place
Bank, FD number, amount, rate, dates, payout day, auto-renewal and the bank's advice PDF.
Know this month's income
What has been credited, what is still to come, and a ledger you can correct when the bank pays differently.
See what's coming
12-month projections, money per bank against the ₹5 lakh deposit insurance cover, maturity dates and TDS limits.
Private by design
Your deposits stay on your phone, encrypted. You sign in with Google, and an encrypted backup goes to a hidden folder in your own Google Drive, so reinstalling brings everything back. We never see your FD data. Read the privacy policy and terms of service.